Financhill
Buy
86

PAY Quote, Financials, Valuation and Earnings

Last price:
$34.11
Seasonality move :
7.83%
Day range:
$32.19 - $33.70
52-week range:
$16.94 - $38.94
Dividend yield:
0%
P/E ratio:
98.38x
P/S ratio:
4.90x
P/B ratio:
8.61x
Volume:
718.2K
Avg. volume:
402.7K
1-year change:
63.41%
Market cap:
$4.2B
Revenue:
$871.7M
EPS (TTM):
$0.34

Analysts' Opinion

  • Consensus Rating
    Paymentus Holdings has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 5 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $31.00, Paymentus Holdings has an estimated downside of -7.32% from its current price of $33.45.
  • Price Target Upside
    According to analysts, the highest upside price target is $38.00 representing -100% upside increase from its current price of $33.45.

Fair Value

  • According to the consensus of 7 analysts, Paymentus Holdings has -7.32% downside to fair value with a price target of $31.00 per share.

PAY vs. S&P 500

  • Over the past 5 trading days, Paymentus Holdings has overperformed the S&P 500 by 5.91% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Paymentus Holdings does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Paymentus Holdings has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Paymentus Holdings reported revenues of $257.9M.

Earnings Growth

  • Paymentus Holdings has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Paymentus Holdings reported earnings per share of $0.10.
Enterprise value:
4B
EV / Invested capital:
--
Price / LTM sales:
4.90x
EV / EBIT:
88.60x
EV / Revenue:
4.56x
PEG ratio (5yr expected):
1.25x
EV / Free cash flow:
146.88x
Price / Operating cash flow:
157.89x
Enterprise value / EBITDA:
48.86x
Gross Profit (TTM):
$238.2M
Return On Assets:
8.25%
Net Income Margin (TTM):
5.07%
Return On Equity:
9.71%
Return On Invested Capital:
9.71%
Operating Margin:
5.5%
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $497M $614.5M $871.7M $164.8M $257.9M
Gross Profit $149.7M $182.3M $238.2M $49.5M $66M
Operating Income -$3M $18.1M $44.9M $9.1M $14.2M
EBITDA $21.1M $48.7M $81.3M $17.4M $23.8M
Diluted EPS -$0.01 $0.19 $0.34 $0.08 $0.10
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $79.8M $256.4M $229M $270.3M $345.6M
Total Assets $124.9M $472.9M $461.5M $504.9M $576.2M
Current Liabilities $31.1M $74.4M $51.5M $62.8M $81.6M
Total Liabilities $40.5M $86.8M $64.4M $75.2M $90.7M
Total Equity $84.4M $386.1M $397.2M $429.6M $485.6M
Total Debt -- -- -- -- --
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $19.9M $68.8M $63.6M $24.4M $27.9M
Cash From Investing -$34.6M -$34.3M -$36.8M -$8.4M -$9.1M
Cash From Financing -$37.3M -$1.2M -$207K $181K $182K
Free Cash Flow -$11.4M $34.5M $27.1M $16M $19M
PAY
Sector
Market Cap
$4.2B
$593.5M
Price % of 52-Week High
85.9%
84.03%
Dividend Yield
0%
2.02%
Shareholder Yield
--
3.91%
1-Year Price Total Return
63.41%
8.77%
Beta (5-Year)
--
0.591
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $31.67
200-day SMA
Buy
Level $27.30
Bollinger Bands (100)
Buy
Level 27.32 - 33.12
Chaikin Money Flow
Buy
Level 5.5M
20-day SMA
Buy
Level $28.90
Relative Strength Index (RSI14)
Buy
Level 68.77
ADX Line
Buy
Level 23.4
Williams %R
Sell
Level -3.2552
50-day SMA
Buy
Level $28.04
MACD (12, 26)
Buy
Level 1.39
25-day Aroon Oscillator
Buy
Level 68
On Balance Volume
Neutral
Level 10.7M

Financial Scores

Buy
Altman Z-Score (Annual)
Level (29.5467)
Buy
CA Score (Annual)
Level (2.134)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Buy
Ohlson Score
Level (-4.0908)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (6)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers and financial institutions through a Software-as-a-Service, (SaaS), secure, omni-channel technology platform. The platform integrates into a biller’s core financial and operating systems to provide flexible and secure access to payment processing of credit cards, debit cards, eChecks and digital wallets across a number of channels including online, mobile, IVR, call center, chatbot and voice-based assistants. The Company generates revenue from payment transaction fees processed through the Company’s platform. The fees are generated as a percentage of transaction value or a specified fee per transaction.

Stock Forecast FAQ

In the current month, PAY has received 2 Buy ratings 5 Hold ratings, and 0 Sell ratings. The PAY average analyst price target in the past 3 months is $31.00.

  • Where Will Paymentus Holdings Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Paymentus Holdings share price will drop to $31.00 per share over the next 12 months.

  • What Do Analysts Say About Paymentus Holdings?

    Analysts are divided on their view about Paymentus Holdings share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Paymentus Holdings is a Sell and believe this share price will rise from its current level to $28.00.

  • What Is Paymentus Holdings's Price Target?

    The price target for Paymentus Holdings over the next 1-year time period is forecast to be $31.00 according to 7 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 5 analysts rate the stock a Hold.

  • Is PAY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Paymentus Holdings is a Hold. 5 of 7 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of PAY?

    You can purchase shares of Paymentus Holdings via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Paymentus Holdings shares.

  • What Is The Paymentus Holdings Share Price Today?

    Paymentus Holdings was last trading at $34.11 per share. This represents the most recent stock quote for Paymentus Holdings. Yesterday, Paymentus Holdings closed at $33.45 per share.

  • How To Buy Paymentus Holdings Stock Online?

    In order to purchase Paymentus Holdings stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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